Leaving the funeral supply shop, I faced a new challenge.

I was broke, with less than 100 thousand dollars in my pocket.

Not to mention the other preparations, just the final payment for the joss paper was roughly 100 million dollars, and I had to gather that within twenty days.

The second phase of the plan: making money.

For the ordinary person, turning 100 thousand into 100 million in twenty days would be a pipe dream. But I was different. I had been reborn with memories from my past life, and I knew what would happen in the coming twenty days.

 Furthermore, the world would descend into chaos after 26 days, which means there will be no more mundane society. I can resort to any illegal means to raise money.

Before transferring the store to Wendy, I had already forged the original documents. Besides, my grandfather's inheritance had been transferred to me through the local bank. When I transferred it to Wendy, I used a private institution. Therefore, when I presented the forged documents to the bank as collateral, there were no checks or inspections, and I easily obtained a loan of 5 million dollars.

Engaging in loan fraud like this was something I would never dared to do in the past life, but now I have no other choices.

In the next two days, I visited various illegal loan sharks. In total, I borrowed 10 million dollars at an exorbitant 60% interest rate. I feigned desperation and begged for the money, promising to do anything to repay them.

The loan sharks intentionally charged such high interest rates. I didn't mind, as the repayments aren't due until the next month, and it is uncertain whether they would even survive long enough in the impending doomsday to find me.

Having gathered the 15 million dollars in principal, I went home and enjoyed a peaceful sleep.

In the previous life, amidst the terrifying nightmares, such restful sleep could only be revisited through memories.

I was grateful to the heavens for granting me this opportunity.

In this life, with ample joss money in my possession, I was determined to make a difference.

The next step is to turn this 15 million in capital into more than 100 million.